We review the sale
We verify the foreclosure sale, recorded documents, and whether surplus proceeds may exist.
Foreclosure surplus funds · California
Your home was sold.
The remaining equity may still be yours.
We help former homeowners, veterans, and heirs pursue surplus proceeds after a California foreclosure sale—with attorney-led representation from review through recovery.
✓ No-cost initial review✓ Statewide representation✓ Attorney-led claims
Time matters
County and trustee procedures can move quickly. A prompt review helps preserve documents, identify deadlines, and prevent avoidable claim disputes.
What are surplus funds?
The auction can end your mortgage without ending your ownership interest.
When a foreclosed property sells for more than the debt and authorized costs, the difference is known as surplus proceeds. That money does not automatically belong to the lender or the county.
California law establishes who may claim it and in what order. We trace the record, explain the process, and build a documented claim around your circumstances.
A clear path forward
From a confusing notice to a documented claim.
We handle the legal and procedural work while keeping you informed in plain English.
We establish your claim
We identify the claimant, gather the required evidence, and resolve priority questions.
We file and advocate
Attorney Stephanie Kral prepares the claim and handles court or trustee communications.
You receive your funds
When approved, the remaining surplus is released to the rightful claimant.
Who we represent
Focused counsel for the people behind the paperwork.
Surplus claims often involve a major life transition. Our process is designed to be thorough, responsive, and human.
Former homeowners
You owned the property when it was sold and may be entitled to the balance after secured debts were paid.
Discuss your situation →Heirs and estates
A deceased owner’s interest may pass to heirs or an estate, but the right documents and procedure matter.
Discuss your situation →Veterans and families
We provide careful, plain-language guidance for veterans, surviving spouses, and family members.
Discuss your situation →
Your advocate
Stephanie Kral
Founder · California Bar No. 323331
Stephanie represents California homeowners, heirs, and families in surplus proceeds matters. She combines careful legal analysis with direct, understandable guidance—so clients know what is happening and why.
California licensedStatewide practiceDirect attorney oversight
Verify State Bar record ↗Confidential case review
Let’s find out whether funds may be waiting for you.
Tell us the property address and how you are connected to the former owner. We’ll start with the public record and follow up about next steps.
Emailintake@equityrecoverylaw.comOffice3111 Camino Del Rio N, Suite 400
San Diego, CA 92108
San Diego, CA 92108