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How surplus recovery works

A clear, attorney-led path from sale records to recovery.

We investigate the foreclosure, determine whether surplus proceeds exist, document your right to claim them, and handle the filing and follow-through.

Every claim is different

The existence of surplus funds does not guarantee payment. Ownership, liens, probate issues, deadlines, and competing claims can affect the result.

Where the money comes from

A foreclosure sale may produce more than the debt and authorized costs.

When that happens, the remaining balance may be held for people or entities with a legally recognized interest. The process is document-driven and the order of priority matters.

Our first step is to confirm the sale, trace title and recorded interests, and explain what the available records mean for your circumstances.

The recovery process

Four focused steps, handled with direct attorney oversight.

We keep the process understandable while managing the record review, documentation, and procedural details.

01

Review the sale

We verify the sale date, price, debt, authorized costs, and the party holding any remaining funds.

02

Establish the claimant

We identify the former owner, heir, estate, or other claimant and gather supporting documents.

03

Prepare and file

We organize the evidence, address priority issues, and submit the appropriate claim or petition.

04

Follow through

We respond to questions, monitor the matter, and advocate for release to the rightful claimant.

Helpful starting information

You do not need to have every document before contacting us.

A property address and basic relationship to the former owner are usually enough to begin a preliminary review.

01

Property details

The street address, approximate sale date, and any foreclosure notices you received.

02

Identity and relationship

Your name and whether you are the former owner, an heir, or an estate representative.

03

Available records

Deeds, probate documents, death certificates, assignments, or correspondence, if available.

Ready to begin?

Start with a confidential, no-cost review.

Tell us the property address and how you are connected to the former owner.

Request a case review