Careful record review
We examine the sale, ownership history, recorded interests, and available court or trustee information.
Stephanie KralFounder and attorney
California Bar No. 323331
Stephanie founded Equity Recovery Law Group after nearly a decade as a Judge Advocate in the United States Air Force, where she rose from a first-year JAG officer to one of the Air Force's senior military prosecutors. She brings that same rigor — careful record review, direct communication, and comfort with high-stakes, emotionally difficult matters — to helping former homeowners, heirs, and families recover surplus proceeds after a foreclosure sale.
Clients work with a lawyer who understands that a surplus claim often arrives during a stressful financial or family transition. The goal is a process that is thorough, responsive, and understandable.
How we work
Surplus matters can involve title history, liens, probate questions, and competing claims. We organize those details around a practical plan.
We examine the sale, ownership history, recorded interests, and available court or trustee information.
We explain what the records show, what remains uncertain, and which steps may be appropriate.
We prepare the claim, respond to procedural questions, and advocate for the rightful claimant.
Before Equity Recovery

Stephanie commissioned into the U.S. Air Force Judge Advocate General's Corps in 2011 as a First Lieutenant and served until 2018, separating at the rank of Major. Early in her career she became Chief of Military Justice at one of the busiest military justice dockets in the country, supervising the prosecution of 30 criminal trials while personally prosecuting cases and advising federal law enforcement investigations.
She was then competitively selected as a Defense Counsel, representing hundreds of Air Force members in criminal and administrative proceedings across the country — work that required close review of dense factual records and comfort working with medical, forensic, and cross-cultural experts. From 2014 to 2017, she and a colleague defended one of the most complex courts-martial of her career: a client facing a potential life sentence. After two and a half years of litigation, their client was fully acquitted and retired from the Air Force after 20 years of service.
Based on that record, the Judge Advocate General selected Stephanie to become a Senior Trial Counsel — one of the Air Force's elite prosecutors, handling its most complex, high-profile courts-martial, including multi-defendant conspiracy, fraud, and violent crime cases. She also trained more than 100 attorneys as adjunct faculty and was ranked the #1 speaker out of 535 at the Air Force Squadron Officer School.
Career
Every step added a different kind of courtroom experience — prosecution, defense, and senior trial work.
JAG Corps, United States Air Force. Travis AFB, Fairfield, CA.
JAG Corps, United States Air Force. Altus AFB, Oklahoma.
JAG Corps, United States Air Force. Travis AFB, Fairfield, CA.
Equity Recovery Law Group, San Diego, CA. She also owns Kral Military Defense, representing servicemembers nationwide.
Beyond the courtroom
A closer look at Stephanie's training and the family history that shaped her path to the law.
Cum laude graduate, 2010, with the top grade in five classes. B.A. in French Studies and Political Science, Iowa State University, 2007.
Licensed to practice in California and Nevada. Member of the Bar of the Supreme Court of the United States, and eligible to practice in all military courts.
Stephanie's grandfather served as a B-29 gunner in the Korean War, and her father spent a career in Air Force aircraft maintenance. She lives in the San Diego area with her husband and their three children.
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We will begin with a confidential preliminary review and follow up about possible next steps.
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